|FACTS||WHAT DOES MASSAT LOAN DO WITH YOUR PERSONAL INFORMATION?|
|Why?|| Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some|
but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
|What?|| The types of personal information we collect and share depend on the product or service you have with us. This information|
|How?|| All financial companies need to share customers’ personal information to run their everyday business. In the section below,|
we list the reasons financial companies can share their customers’ personal information; the reasons
chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information|| Does|
MASSAT LOAN share?
|Can you limit this sharing?|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond|
to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing|
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When
However, you can contact us at any time to limit our sharing as noted above.
|Who are we|
|Who is providing this notice?||MASSAT LOAN (dba MASSAT LOAN)|
|What do we do|
| How does|
MASSAT LOAN protect my personal information?
| To protect your personal information from unauthorized access and use, we use security measures that comply with federal|
law. These measures include computer safeguards and secured files and buildings.
| How does|
MASSAT LOAN collect my personal information?
| We collect your personal information, for example, when you|
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?|| Federal law gives you the right to limit only|
State laws and individual companies may give you additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to|
|Other important information|
Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third
California residents: We will not share information we collect about you with affiliated or non-affiliated
North Dakota residents: We will not disclose information about you with non-affiliated, third party companies
Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate