Guaranteed Payday Loans Online From Direct Lenders Only for Bad Credit – Get up to $5000!
If you are in the loan market looking for a quick cash advance to meet your immediate cash requirements before the next paycheck, you will come across various options. The traditional banks and credit unions are the obvious solutions, but they may not work out for those in need of instant cash.
Collateral loans are another standard solution that you may find, but that means you will need to give something valuable as collateral to get a loan. Collateral loans might also not be a feasible option for many. There are direct lender payday loans offered by groups of individuals who provide cash advance without credit history check.
According to sources, nearly 12 million Americans take advantage of online payday loans per year. Due to high demand, the short-term personal loans industry is highly competitive. In the United States alone, there are more than 18,000 registered payday lenders.
Most payday lenders have direct lending sites such as Massat Loan, where borrowers can quickly apply by filling up an online application form. As there is no faxing of documents and no credit checks, the loan application is processed much faster than you can imagine.
What to Look for in Guaranteed Payday Loans From Direct Lenders
With the rising popularity of direct lender loans, many scammers and fraudsters have also come up to dupe innocent people. To be on the safe side, we always suggest the customers perform quick research of a lender’s background before applying for a loan.
Spending a few minutes learning about the direct lender site, registration, company policy, customer reviews, customer support, and other details can keep you safe. We know it can be not very clear for beginners who are taking loans for the first time. For them, we have a quick checklist of things to look for before choosing a direct lender:
The direct lender should be around for at least ten years or more. The longer they have been in business and served customers across the state, the more reliable they are.
You must check to see that there are no upfront costs or late fees. A reliable direct lender will not ask for any money to approve your loan. You will pay the interest along with the principal amount on the specific date.
The direct lender should have a reliable call center, available seven days a week to answer any customer queries. Check the lender website to ensure that they have contact information, including office address, phone number, email id, and so on.
Look for a direct payday lender who gives you the option of same-day money deposit to your bank account. Most businesses will offer cash advance on the same day if the loan is applied before 11 am or the next business day.
As a regular customer, you should be allowed to sign up and create your account to manage your old and current online payday loans. You should be able to log in to your account at any time and from anywhere.
Why Choose Payday Loans Online From Direct Lenders Only
Several reasons make a payday loan direct lender better than traditional financial institutes and local money brokers. Unlike a bank or credit union, you will not have to wait for days for loan approval, and you can get the money in your bank account within 24 hours.
There is a lower chance of your loan application getting rejected on the grounds of a bad credit score. The direct lender company does not perform any credit score or credit history check. They will provide loans regardless of your past credit records if you are currently employed.
People who urgently need cash face fewer hassles and harassment when seeking loans through direct payday loan lenders. They don’t have to visit a bank, meet a bank representative, or fill up extensive paper application forms.
There is also no faxing, scanning, or emailing of documents needed. At most, you may need to provide your income proof and age proof, which you can send online if required. Filling up the application hardly takes a few minutes to complete.
The loans direct lenders will not ask for any personal information nor trade your data to any third party agency. Hence, your details are secure with the company.
How to Find Best Bad Credit Payday Loans From Direct Lenders Only
To find the best payday loan lenders, you will need to spend some time searching online. Lookup Google to find the direct lenders in your location, and once you get a list of them, start looking for the necessary information mentioned above.
If anything raises a red flag, avoid that business and look for another reliable payday lender. The best providers of pay loans should give you an option of various types of loans to suit your requirements. Some of the different products or packages you can find on the website are:
- 1-hour payday loan: This is a type of debt where you will get money within an hour of applying for a loan.
- Same day loan: For this cash advance, you need to apply for a cash advance before 11 am to get the money sent to your account the same day.
- Weekend payday loan: This type of instant cash advance application is accepted, and money is sent even on a Saturday or Sunday.
- Installment loans: Here, you have to reply in small equal installments that are spread across a period of 3, 6, or 12 months, making it less stressful for borrowers.
- Direct loans over the phone: This is a cash advance that you can apply over the phone by directly calling, and you will get the money in your account
- Loans on a savings account: When you don’t have a checking account, you will get the loan money into your savings account.
- Cash loans on prepaid debit cards: This is when you do not have a savings or checking account. The lender will deposit the cash advance to your card.
Frequently Asked Questions
Is Wizzcash a Direct Lender?
Yes, Wizzcash is a responsible payday loan direct lender that is both FCA compliant and registered. They follow stringent lending criteria to protect the customers from getting into loans that may not suit their current financial situation.
Are There Any Direct Payday Lenders Online?
Yes, there are many payday loans direct lenders that operate online, and the entire process from application to disbursement and repayment of loan takes place over the Internet. The online process reduces the application time and makes life much easier for those who require quick online payday loans.
What Is the Best Online Payday Loan Company?
The best online payday loan company does not ask for personal information or upfront fees to give you personal loans online. They also do not have any hidden fees or rates. They maintain transparency in their loan process to enable the borrowers to get money with ease. The best lenders are the ones that have good customer reviews.
Are There Any Guaranteed Pay Day Loans?
Well, we would say that a 100% guarantee is a utopia. In most cases, when you apply for an online payday loan, your chances of getting the money is higher than any other traditional formats. However, the direct lenders have all rights reserved to reject your application if you are unemployed and have no reliable income source.
If you are a minor or a non-resident of the country, then you may not get loans. Although the eligibility requirements are less, you should fit into them to get a loan payday.
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